WHAT ARE WORKING CAPITAL LOANS?

Working capital loans can effectively manage business working capital requirements.

Our working capital loans are designed to help businesses effectively manage cash flow to smooth out any short-term liquidity challenges. They are used to finance a business’s daily operational expenses and not for the funding of investments. For long term investments, take a look at our asset finance solutions.

CUSTOMER TESTIMONIALS

We went to few banks, but they just don’t get it. With white Oak Uk it’s simple – they understand our business and getting finance was fuss-free.

Owner,Alchemy Coffe

CUSTOMER TESTIMONIALS

We went to few banks, but they just don’t get it. With white Oak Uk it’s simple – they understand our business and getting finance was fuss-free.

Owner,Alchemy Coffe

CUSTOMER TESTIMONIALS

We went to few banks, but they just don’t get it. With white Oak Uk it’s simple – they understand our business and getting finance was fuss-free.

Owner,Alchemy Coffe

CUSTOMER TESTIMONIALS

We went to few banks, but they just don’t get it. With white Oak Uk it’s simple – they understand our business and getting finance was fuss-free.

Owner,Alchemy Coffe

WHAT CAN WORKING CAPITAL LOANS BE USED FOR?

Our working capital facilities can be used for a broad variety of reasons to support cash flow, and can be used for:

  • Corporation and Income Tax Payments
  • VAT Payments
  • Insurance Cover
  • Practising Certificates
  • Software Licenses
  • Annual Subscriptions & Licenses

Talk to our working capital finance specialist today about what you need and we’ll find the right finance solution to help bring your plans to life.

ABOUT WHITE OAK

White Oak is an FCA authorised and regulated European Lending Platform which provides capital to support SMEs and mid-corporates through its full suite of flexible lending products.

Since being established in 1986 we have focused on becoming a long-term finance partner to our customers, providing the right solution to support their business throughout their growth and development.

Headquartered in the UK, our team of nearly 200 specialists are trusted by over 20,000 SMEs and mid-corporates who have rated White Oak as the number one non-bank finance provider on Feefo* with a rating of 4.9/5.0.

As a financing affiliate of White Oak Global Advisors, LLC (WOGA), we are able to support our clients globally and draw on the experience of a net-work of 470 finance professionals.

WORKING CAPITAL LOANS - PRODUCT OVERVIEW

Product Terms

  • Borrow from £25k to £1m
  • 3 to 12 month terms
  • Interest only option available

Eligibility Requirements

  • Trading for 3 Years or Longer
  • Track Record of Profitability
  • Short-Term Requirement
Get in touch to discuss the working capital loan you need and speak to someone in our team who understands your business goals

LATEST BLOG CONTENT

Why are we investing in Asset Finance talent for the future?

At White Oak we know we need to go further to attract and keep talent in asset finance roles and have worked hard to establish an environment which fosters positive collaboration, enables shared expertise and ultimately motivates people to reach their potential.

Welcome Back!

Our Welcome back hampers full of gifts for our employees in recognition of their resilience and hardwork throughout this pandemic!

FDG Group taps funding from White Oak to accelerate UK renewables business

Family-run renewable energy business FDG Group has experienced rapid growth despite the challenges of the pandemic.