White Oak** is an FCA authorised and regulated European Lending Platform which provides capital to support SMEs and mid-corporates through its full suite of flexible lending solutions. Founded in 1986 and headquartered in the UK, White Oak’s team of 170 professionals supports over 20,000 business with their financing needs. White Oak’s flexible and efficient approach to providing capital to businesses is reflected in its rating as the number one UK non-bank business finance provider on Feefo* with a rating of 4.9/5.0.


  • Over £500 million origination per annum
  • More than 100 origination professionals over five offices
  • 20,000 SME and mid-corporate clients
  • Core manual underwriting capabilities with a team of 10 experienced FTEs
  • Latest credit technology utilised to consistently apply credit appetite
  • Bespoke and proprietary SME credit scoring systems using
  • Over £500 million of assets under administration
  • Robust and embedded system-driven processes and automation
  • Centralised in-life customer servicing team of 25 FTEs
  • Deploying capital efficiently to SMEs and mid-corporates
  • Almost £2 billion written on own balance sheet since 2017
  • Broad range of funding from private capital, banking relationships and securitisation counterparties

Chester HQ

2nd Floor
58 Nicholas Street


58 Waterloo Street
United Kingdom
G2 7DA


As a financing affiliate of White Oak Global Advisors, LLC (WOGA), White Oak is able to access investor capital to support White Oak’s lending activities to complement its funding from banks and other financial institutions. WOGA is an SEC registered global alternative asset manager with over $7.3 billion of Assets under Management***, focussed on direct lending to non-sponsored small and medium sized entities (SMEs), offering term loans, leases, asset finance or business development loans and other specialty products across its affiliates to companies with enterprise values between $25m and $1bn. White Oak Global Advisors was founded in 2007 and, along with its affiliates, has a global presence with over 460 professionals.